CILJF vs MA: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CILJF offers the higher yield at 4.40%, MA has the higher dividend-safety score, and CILJF looks like the better value (its fair-value estimate is 66% above its share price).
Key facts: CILJF vs MA
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, China Life Insurance Company Limited (CILJF) has the higher forward dividend yield at 4.40%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades CILJF's dividend safety C (60/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 5, 2026, CILJF has raised its dividend for 1 consecutive years and MA for 14.
- As of Nov 5, 2026, CILJF pays out 33% of its earnings as dividends and MA pays out 18%.
- As of Nov 5, 2026, CILJF's fair-value estimate is 66% above its share price and MA's fair-value estimate is 25% below its share price, so CILJF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CILJF vs MA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ciljf-vs-ma
| Metric | CILJF | MA |
|---|---|---|
| Forward yield | 4.40% | 0.52% |
| Annual dividend | $0.14 | $3.48 |
| Payout ratio | 33% | 18% |
| Years of growth | 1 yr | 14 yr |
| 5-yr dividend growth | -9.4% | 13.7% |
| 5-yr total return | 96% | 103% |
| Dividend safety score | 60 (C) | 89 (A) |
| Fair value estimate | $5.43 | $499.25 |
| Upside to fair value | +66% | -25% |
| Frequency | semiannual | quarterly |
| Market cap | $92.4B | $578.5B |
| P/E ratio | 8.4 | 34.7 |
Higher yield
CILJF
4.40%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
CILJF
+66% upside
CILJF vs MA — FAQ
Is CILJF or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). CILJF offers the higher yield (4.40%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CILJF or MA?
CILJF has the higher forward dividend yield at 4.40%, versus 0.52% for MA.
Is CILJF or MA safer?
MA has the higher dividend-safety score (89/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
Is CILJF or MA better value right now?
As of Nov 5, 2026, CILJF looks like the better value: its fair-value estimate is 66% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.