BAC vs EBMT: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and EBMT are closely matched. EBMT offers the higher yield at 2.78%, EBMT has the higher dividend-safety score, and EBMT looks like the better value (its fair-value estimate is 57% above its share price).
Key facts: BAC vs EBMT
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Eagle Bancorp Montana, Inc. (EBMT) has the higher forward dividend yield at 2.78%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and EBMT's A (97/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and EBMT for 25.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and EBMT pays out 28%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and EBMT's fair-value estimate is 57% above its share price, so EBMT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs EBMT: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-ebmt
| Metric | BAC | EBMT |
|---|---|---|
| Forward yield | 2.52% | 2.78% |
| Annual dividend | $1.28 | $0.59 |
| Payout ratio | 26% | 28% |
| Years of growth | 12 yr | 25 yr |
| 5-yr dividend growth | 8.4% | 8.3% |
| 5-yr total return | 14% | -3% |
| Dividend safety score | 87 (A) | 97 (A) |
| Fair value estimate | $63.43 | $33.58 |
| Upside to fair value | +24% | +57% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $170.1M |
| P/E ratio | 12.2 | 10.8 |
Higher yield
EBMT
2.78%
Safer dividend
EBMT
Grade A
Faster growth
BAC
8.4%
Better value
EBMT
+57% upside
BAC vs EBMT — FAQ
Is BAC or EBMT a better dividend stock?
BAC and EBMT are closely matched. EBMT has the higher yield; EBMT scores better on safety.
Which has a higher dividend yield, BAC or EBMT?
EBMT has the higher forward dividend yield at 2.78%, versus 2.52% for BAC.
Is BAC or EBMT safer?
EBMT has the higher dividend-safety score (97/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or EBMT better value right now?
As of Oct 30, 2026, EBMT looks like the better value: its fair-value estimate is 57% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.