EBMT vs MA: Which Is the Better Dividend Stock?
As of Oct 30, 2026, EBMT and MA are closely matched. EBMT offers the higher yield at 2.78%, EBMT has the higher dividend-safety score, and EBMT looks like the better value (its fair-value estimate is 57% above its share price).
Key facts: EBMT vs MA
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Eagle Bancorp Montana, Inc. (EBMT) has the higher forward dividend yield at 2.78%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades EBMT's dividend safety A (97/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 30, 2026, EBMT has raised its dividend for 25 consecutive years and MA for 14.
- As of Oct 30, 2026, EBMT pays out 28% of its earnings as dividends and MA pays out 18%.
- As of Oct 30, 2026, EBMT's fair-value estimate is 57% above its share price and MA's fair-value estimate is 24% below its share price, so EBMT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "EBMT vs MA: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ebmt-vs-ma
| Metric | EBMT | MA |
|---|---|---|
| Forward yield | 2.78% | 0.57% |
| Annual dividend | $0.59 | $3.48 |
| Payout ratio | 28% | 18% |
| Years of growth | 25 yr | 14 yr |
| 5-yr dividend growth | 8.3% | 13.7% |
| 5-yr total return | -3% | 98% |
| Dividend safety score | 97 (A) | 89 (A) |
| Fair value estimate | $33.58 | $483.05 |
| Upside to fair value | +57% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $170.1M | $556.9B |
| P/E ratio | 10.8 | 35.0 |
Higher yield
EBMT
2.78%
Safer dividend
EBMT
Grade A
Faster growth
MA
13.7%
Better value
EBMT
+57% upside
EBMT vs MA — FAQ
Is EBMT or MA a better dividend stock?
EBMT and MA are closely matched. EBMT has the higher yield; EBMT scores better on safety.
Which has a higher dividend yield, EBMT or MA?
EBMT has the higher forward dividend yield at 2.78%, versus 0.57% for MA.
Is EBMT or MA safer?
EBMT has the higher dividend-safety score (97/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is EBMT or MA better value right now?
As of Oct 30, 2026, EBMT looks like the better value: its fair-value estimate is 57% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.