BAC vs OTF: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. OTF offers the higher yield at 13.22%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | OTF |
|---|---|---|
| Forward yield | 2.22% | 13.22% |
| Annual dividend | $1.28 | $1.40 |
| Payout ratio | 26% | 171% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 21% | — |
| Dividend safety score | 86 (A) | — |
| Fair value estimate | $91.91 | $12.36 |
| Upside to fair value | +59% | +17% |
| Frequency | quarterly | quarterly |
| Market cap | $405.3B | $4.9B |
| P/E ratio | 13.4 | 13.0 |
Higher yield
OTF
13.22%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs OTF — FAQ
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