BAC vs OTF: Which Is the Better Dividend Stock?
As of Nov 10, 2026, OTF (Blue Owl Technology Finance Corp.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. OTF offers the higher yield at 14.30%, BAC has the higher dividend-safety score, and OTF looks like the better value (its fair-value estimate is 104% above its share price).
Key facts: BAC vs OTF
Data as of · Source: SmarterDividends data
- As of Nov 10, 2026, Blue Owl Technology Finance Corp. (OTF) has the higher forward dividend yield at 14.30%, versus 2.53% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Nov 10, 2026, BAC has raised its dividend for 12 consecutive years and OTF for 0.
- As of Nov 10, 2026, BAC pays out 28% of its earnings as dividends and OTF pays out 175%.
- As of Nov 10, 2026, BAC's fair-value estimate is 26% above its share price and OTF's fair-value estimate is 104% above its share price, so OTF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs OTF: Dividend Yield, Safety & Value Compared," updated Nov 10, 2026, https://smarterdividends.com/compare/bac-vs-otf
| Metric | BAC | OTF |
|---|---|---|
| Forward yield | 2.53% | 14.30% |
| Annual dividend | $1.28 | $1.40 |
| Payout ratio | 28% | 175% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 11% | — |
| Dividend safety score | 85 (A) | — |
| Fair value estimate | $63.64 | $20.04 |
| Upside to fair value | +26% | +104% |
| Frequency | quarterly | weekly |
| Market cap | $348.8B | $4.4B |
| P/E ratio | 12.1 | 12.8 |
Higher yield
OTF
14.30%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
OTF
+104% upside
BAC vs OTF — FAQ
Is BAC or OTF a better dividend stock?
On the data, OTF wins more head-to-head categories (3 vs 2). OTF offers the higher yield (14.30%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or OTF?
OTF has the higher forward dividend yield at 14.30%, versus 2.53% for BAC.
Is BAC or OTF safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or OTF better value right now?
As of Nov 10, 2026, OTF looks like the better value: its fair-value estimate is 104% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.