MA vs OTF: Which Is the Better Dividend Stock?
As of Nov 10, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. OTF offers the higher yield at 14.30%, MA has the higher dividend-safety score, and OTF looks like the better value (its fair-value estimate is 104% above its share price).
Key facts: MA vs OTF
Data as of · Source: SmarterDividends data
- As of Nov 10, 2026, Blue Owl Technology Finance Corp. (OTF) has the higher forward dividend yield at 14.30%, versus 0.53% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Nov 10, 2026, MA has raised its dividend for 14 consecutive years and OTF for 0.
- As of Nov 10, 2026, MA pays out 18% of its earnings as dividends and OTF pays out 175%.
- As of Nov 10, 2026, MA's fair-value estimate is 24% below its share price and OTF's fair-value estimate is 104% above its share price, so OTF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs OTF: Dividend Yield, Safety & Value Compared," updated Nov 10, 2026, https://smarterdividends.com/compare/ma-vs-otf
| Metric | MA | OTF |
|---|---|---|
| Forward yield | 0.53% | 14.30% |
| Annual dividend | $3.48 | $1.40 |
| Payout ratio | 18% | 175% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 107% | — |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $499.25 | $20.04 |
| Upside to fair value | -24% | +104% |
| Frequency | quarterly | weekly |
| Market cap | $571.3B | $4.4B |
| P/E ratio | 34.3 | 12.8 |
Higher yield
OTF
14.30%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
OTF
+104% upside
MA vs OTF — FAQ
Is MA or OTF a better dividend stock?
On the data, MA wins more head-to-head categories (3 vs 2). OTF offers the higher yield (14.30%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or OTF?
OTF has the higher forward dividend yield at 14.30%, versus 0.53% for MA.
Is MA or OTF safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or OTF better value right now?
As of Nov 10, 2026, OTF looks like the better value: its fair-value estimate is 104% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.