SmarterDividends

MA vs OTF: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. OTF offers the higher yield at 13.22%, MA has the higher dividend-safety score, and OTF trades at the larger discount to fair value (+17%).

MetricMAOTF
Forward yield0.62%13.22%
Annual dividend$3.48$1.40
Payout ratio18%171%
Years of growth14 yr0 yr
5-yr dividend growth13.7%
5-yr total return68%
Dividend safety score88 (A)
Fair value estimate$574.22$12.36
Upside to fair value+2%+17%
Frequencyquarterlyquarterly
Market cap$497.3B$4.9B
P/E ratio31.213.0

Higher yield

OTF

13.22%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

OTF

+17% upside

MA vs OTF — FAQ

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