SmarterDividends

MA vs OTF: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. OTF offers the higher yield at 13.86%, MA has the higher dividend-safety score, and OTF trades at the larger discount to fair value (+27%).

MetricMAOTF
Forward yield0.64%13.86%
Annual dividend$3.48$1.40
Payout ratio18%146%
Years of growth14 yr0 yr
5-yr dividend growth13.7%
5-yr total return57%
Dividend safety score89 (A)
Fair value estimate$558.71$12.86
Upside to fair value+3%+27%
Frequencyquarterlymonthly
Market cap$483.7B$4.7B
P/E ratio31.410.6

Higher yield

OTF

13.86%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

OTF

+27% upside

MA vs OTF — FAQ

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