HSBC vs OTF: Which Is the Better Dividend Stock?
As of Nov 10, 2026, HSBC and OTF are closely matched. OTF offers the higher yield at 14.30%, HSBC has the higher dividend-safety score, and OTF looks like the better value (its fair-value estimate is 104% above its share price).
Key facts: HSBC vs OTF
Data as of · Source: SmarterDividends data
- As of Nov 10, 2026, Blue Owl Technology Finance Corp. (OTF) has the higher forward dividend yield at 14.30%, versus 2.22% for HSBC Holdings plc (HSBC).
- As of Nov 10, 2026, HSBC pays out 54% of its earnings as dividends and OTF pays out 175%.
- As of Nov 10, 2026, HSBC's fair-value estimate is 35% above its share price and OTF's fair-value estimate is 104% above its share price, so OTF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs OTF: Dividend Yield, Safety & Value Compared," updated Nov 10, 2026, https://smarterdividends.com/compare/hsbc-vs-otf
| Metric | HSBC | OTF |
|---|---|---|
| Forward yield | 2.22% | 14.30% |
| Annual dividend | $2.00 | $1.40 |
| Payout ratio | 54% | 175% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 215% | — |
| Dividend safety score | 72 (B) | — |
| Fair value estimate | $122.15 | $20.04 |
| Upside to fair value | +35% | +104% |
| Frequency | quarterly | weekly |
| Market cap | $308.5B | $4.4B |
| P/E ratio | 11.8 | 12.8 |
Higher yield
OTF
14.30%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
OTF
+104% upside
HSBC vs OTF — FAQ
Is HSBC or OTF a better dividend stock?
HSBC and OTF are closely matched. OTF has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or OTF?
OTF has the higher forward dividend yield at 14.30%, versus 2.22% for HSBC.
Is HSBC or OTF safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is HSBC or OTF better value right now?
As of Nov 10, 2026, OTF looks like the better value: its fair-value estimate is 104% above its share price (undervalued). For HSBC, its fair-value estimate is 35% above its share price.
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