BAC vs TFSL: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TFSL offers the higher yield at 7.23%, BAC has the higher dividend-safety score, and TFSL trades at the larger discount to fair value (+44%).
| Metric | BAC | TFSL |
|---|---|---|
| Forward yield | 2.04% | 7.23% |
| Annual dividend | $1.28 | $1.27 |
| Payout ratio | 26% | 314% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.2% |
| 5-yr total return | 48% | -8% |
| Dividend safety score | 86 (A) | 76 (B) |
| Fair value estimate | $90.46 | $25.39 |
| Upside to fair value | +44% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $4.9B |
| P/E ratio | 14.5 | 48.8 |
Higher yield
TFSL
7.23%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
TFSL
+44% upside
BAC vs TFSL — FAQ
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