MA vs TFSL: Which Is the Better Dividend Stock?
As of Oct 25, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TFSL offers the higher yield at 7.65%, MA has the higher dividend-safety score, and TFSL looks like the better value (its fair-value estimate is 45% above its share price).
Key facts: MA vs TFSL
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, TFS Financial Corporation (TFSL) has the higher forward dividend yield at 7.65%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 25, 2026, SmarterDividends grades MA's dividend safety A (89/100) and TFSL's B (77/100).
- By SmarterDividends' count as of Oct 25, 2026, MA has raised its dividend for 14 consecutive years and TFSL for 0.
- As of Oct 25, 2026, MA pays out 18% of its earnings as dividends and TFSL pays out 314%.
- As of Oct 25, 2026, MA's fair-value estimate is 23% below its share price and TFSL's fair-value estimate is 45% above its share price, so TFSL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs TFSL: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/ma-vs-tfsl
| Metric | MA | TFSL |
|---|---|---|
| Forward yield | 0.56% | 7.65% |
| Annual dividend | $3.48 | $1.27 |
| Payout ratio | 18% | 314% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 0.2% |
| 5-yr total return | 98% | -8% |
| Dividend safety score | 89 (A) | 77 (B) |
| Fair value estimate | $483.05 | $24.15 |
| Upside to fair value | -23% | +45% |
| Frequency | quarterly | quarterly |
| Market cap | $546.3B | $4.7B |
| P/E ratio | 33.7 | 46.1 |
Higher yield
TFSL
7.65%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
TFSL
+45% upside
MA vs TFSL — FAQ
Is MA or TFSL a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). TFSL offers the higher yield (7.65%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or TFSL?
TFSL has the higher forward dividend yield at 7.65%, versus 0.56% for MA.
Is MA or TFSL safer?
MA has the higher dividend-safety score (89/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or TFSL better value right now?
As of Oct 25, 2026, TFSL looks like the better value: its fair-value estimate is 45% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.