HSBC vs TFSL: Which Is the Better Dividend Stock?
As of September 2026, TFSL (TFS Financial Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. TFSL offers the higher yield at 7.23%, TFSL has the higher dividend-safety score, and TFSL trades at the larger discount to fair value (+44%).
| Metric | HSBC | TFSL |
|---|---|---|
| Forward yield | 3.50% | 7.23% |
| Annual dividend | $3.75 | $1.27 |
| Payout ratio | 54% | 314% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.2% |
| 5-yr total return | 310% | -8% |
| Dividend safety score | 72 (B) | 76 (B) |
| Fair value estimate | $136.26 | $25.39 |
| Upside to fair value | +27% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $366.9B | $4.9B |
| P/E ratio | 15.3 | 48.8 |
Higher yield
TFSL
7.23%
Safer dividend
TFSL
Grade B
Faster growth
TFSL
0.2%
Better value
TFSL
+44% upside
HSBC vs TFSL — FAQ
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