BNY vs MA: Which Is the Better Dividend Stock?
As of Oct 24, 2026, BNY and MA are closely matched. BNY offers the higher yield at 1.53%, MA has the higher dividend-safety score, and BNY looks like the better value (its fair-value estimate is 8% below its share price).
Key facts: BNY vs MA
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, The Bank of New York Mellon Corporation (BNY) has the higher forward dividend yield at 1.53%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 24, 2026, SmarterDividends grades BNY's dividend safety C (59/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 24, 2026, BNY has raised its dividend for 15 consecutive years and MA for 14.
- As of Oct 24, 2026, BNY pays out 25% of its earnings as dividends and MA pays out 18%.
- As of Oct 24, 2026, BNY's fair-value estimate is 8% below its share price and MA's fair-value estimate is 23% below its share price, so BNY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BNY vs MA: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/bny-vs-ma
| Metric | BNY | MA |
|---|---|---|
| Forward yield | 1.53% | 0.56% |
| Annual dividend | $2.22 | $3.48 |
| Payout ratio | 25% | 18% |
| Years of growth | 15 yr | 14 yr |
| 5-yr dividend growth | 10.0% | 13.7% |
| 5-yr total return | 165% | 98% |
| Dividend safety score | 59 (C) | 89 (A) |
| Fair value estimate | $133.90 | $483.05 |
| Upside to fair value | -8% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $98.6B | $546.3B |
| P/E ratio | 16.1 | 33.7 |
Higher yield
BNY
1.53%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BNY
-8% upside
BNY vs MA — FAQ
Is BNY or MA a better dividend stock?
BNY and MA are closely matched. BNY has the higher yield; MA scores better on safety.
Which has a higher dividend yield, BNY or MA?
BNY has the higher forward dividend yield at 1.53%, versus 0.56% for MA.
Is BNY or MA safer?
MA has the higher dividend-safety score (89/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is BNY or MA better value right now?
As of Oct 24, 2026, BNY looks like the better value: its fair-value estimate is 8% below its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.