SmarterDividends

CHY vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. CHY offers the higher yield at 9.68%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+2%).

MetricCHYMA
Forward yield9.68%0.62%
Annual dividend$1.20$3.48
Payout ratio29%18%
Years of growth0 yr14 yr
5-yr dividend growth3.3%13.7%
5-yr total return-25%68%
Dividend safety score74 (B)88 (A)
Fair value estimate$10.64$574.22
Upside to fair value-14%+2%
Frequencymonthlyquarterly
Market cap$982.9M$491.5B
P/E ratio2.930.9

Higher yield

CHY

9.68%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+2% upside

CHY vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.