CZFS vs MA: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CZFS offers the higher yield at 2.51%, MA has the higher dividend-safety score, and CZFS trades at the larger discount to fair value (+102%).
| Metric | CZFS | MA |
|---|---|---|
| Forward yield | 2.51% | 0.62% |
| Annual dividend | $2.04 | $3.48 |
| Payout ratio | 24% | 18% |
| Years of growth | 4 yr | 14 yr |
| 5-yr dividend growth | 1.2% | 13.7% |
| 5-yr total return | 36% | 68% |
| Dividend safety score | 84 (A) | 88 (A) |
| Fair value estimate | $164.58 | $574.22 |
| Upside to fair value | +102% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $391.3M | $495.2B |
| P/E ratio | 9.5 | 31.1 |
Higher yield
CZFS
2.51%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
CZFS
+102% upside
CZFS vs MA — FAQ
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