ERIE vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, ERIE (Erie Indemnity Company) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 2.29%, ERIE has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: ERIE vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, HSBC Holdings plc (HBCYF) has the higher forward dividend yield at 2.29%, versus 2.14% for Erie Indemnity Company (ERIE).
- As of Nov 8, 2026, SmarterDividends grades ERIE's dividend safety A (90/100) and HBCYF's C (56/100).
- By SmarterDividends' count as of Nov 8, 2026, ERIE has raised its dividend for 29 consecutive years and HBCYF for 0.
- As of Nov 8, 2026, ERIE pays out 53% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, ERIE's fair-value estimate is 50% below its share price and HBCYF's fair-value estimate is 40% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ERIE vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/erie-vs-hbcyf
| Metric | ERIE | HBCYF |
|---|---|---|
| Forward yield | 2.14% | 2.29% |
| Annual dividend | $5.85 | $0.40 |
| Payout ratio | 53% | 54% |
| Years of growth | 29 yr | 0 yr |
| 5-yr dividend growth | 7.2% | — |
| 5-yr total return | 47% | 214% |
| Dividend safety score | 90 (A) | 56 (C) |
| Fair value estimate | $136.13 | $24.43 |
| Upside to fair value | -50% | +40% |
| Frequency | quarterly | quarterly |
| Market cap | $14.3B | $298.7B |
| P/E ratio | 24.8 | 11.4 |
Higher yield
HBCYF
2.29%
Safer dividend
ERIE
Grade A
Faster growth
ERIE
7.2%
Better value
HBCYF
+40% upside
ERIE vs HBCYF — FAQ
Is ERIE or HBCYF a better dividend stock?
On the data, ERIE wins more head-to-head categories (4 vs 3). HBCYF offers the higher yield (2.29%), while ERIE has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ERIE or HBCYF?
HBCYF has the higher forward dividend yield at 2.29%, versus 2.14% for ERIE.
Is ERIE or HBCYF safer?
ERIE has the higher dividend-safety score (90/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is ERIE or HBCYF better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For ERIE, its fair-value estimate is 50% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.