FT vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, FT (Franklin Universal Trust) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. FT offers the higher yield at 6.90%, FT has the higher dividend-safety score, and FT looks like the better value (its fair-value estimate is 59% above its share price).
Key facts: FT vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Franklin Universal Trust (FT) has the higher forward dividend yield at 6.90%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades FT's dividend safety B (76/100) and HBCYF's C (56/100).
- As of Nov 8, 2026, FT pays out 82% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, FT's fair-value estimate is 59% above its share price and HBCYF's fair-value estimate is 40% above its share price, so FT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FT vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ft-vs-hbcyf
| Metric | FT | HBCYF |
|---|---|---|
| Forward yield | 6.90% | 2.29% |
| Annual dividend | $0.51 | $0.40 |
| Payout ratio | 82% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 6.1% | — |
| 5-yr total return | -10% | 214% |
| Dividend safety score | 76 (B) | 56 (C) |
| Fair value estimate | $11.72 | $24.43 |
| Upside to fair value | +59% | +40% |
| Frequency | monthly | quarterly |
| Market cap | $185.7M | $298.7B |
| P/E ratio | 11.9 | 11.4 |
Higher yield
FT
6.90%
Safer dividend
FT
Grade B
Faster growth
FT
6.1%
Better value
FT
+59% upside
FT vs HBCYF — FAQ
Is FT or HBCYF a better dividend stock?
On the data, FT wins more head-to-head categories (4 vs 2). FT offers the higher yield (6.90%), while FT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FT or HBCYF?
FT has the higher forward dividend yield at 6.90%, versus 2.29% for HBCYF.
Is FT or HBCYF safer?
FT has the higher dividend-safety score (76/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is FT or HBCYF better value right now?
As of Nov 8, 2026, FT looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.