FTHY vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, HBCYF (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. FTHY offers the higher yield at 11.58%, HBCYF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: FTHY vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, First Trust High Yield Opportunities 2027 Term Fund (FTHY) has the higher forward dividend yield at 11.58%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades FTHY's dividend safety D (48/100) and HBCYF's C (56/100).
- As of Nov 8, 2026, FTHY pays out 217% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, FTHY's fair-value estimate is 2% above its share price and HBCYF's fair-value estimate is 40% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FTHY vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/fthy-vs-hbcyf
| Metric | FTHY | HBCYF |
|---|---|---|
| Forward yield | 11.58% | 2.29% |
| Annual dividend | $1.50 | $0.40 |
| Payout ratio | 217% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 1.0% | — |
| 5-yr total return | -36% | 214% |
| Dividend safety score | 48 (D) | 56 (C) |
| Fair value estimate | $13.15 | $24.43 |
| Upside to fair value | +2% | +40% |
| Frequency | monthly | quarterly |
| Market cap | $476.2M | $298.7B |
| P/E ratio | 18.8 | 11.4 |
Higher yield
FTHY
11.58%
Safer dividend
HBCYF
Grade C
Faster growth
FTHY
1.0%
Better value
HBCYF
+40% upside
FTHY vs HBCYF — FAQ
Is FTHY or HBCYF a better dividend stock?
On the data, HBCYF wins more head-to-head categories (4 vs 2). FTHY offers the higher yield (11.58%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FTHY or HBCYF?
FTHY has the higher forward dividend yield at 11.58%, versus 2.29% for HBCYF.
Is FTHY or HBCYF safer?
HBCYF has the higher dividend-safety score (56/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is FTHY or HBCYF better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For FTHY, its fair-value estimate is 2% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.