GAIN vs MA: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GAIN offers the higher yield at 6.23%, MA has the higher dividend-safety score, and GAIN looks like the better value (its fair-value estimate is 56% above its share price).
Key facts: GAIN vs MA
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Gladstone Investment Corporatio (GAIN) has the higher forward dividend yield at 6.23%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades GAIN's dividend safety A (80/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 5, 2026, GAIN has raised its dividend for 0 consecutive years and MA for 14.
- As of Nov 5, 2026, GAIN pays out 23% of its earnings as dividends and MA pays out 18%.
- As of Nov 5, 2026, GAIN's fair-value estimate is 56% above its share price and MA's fair-value estimate is 25% below its share price, so GAIN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GAIN vs MA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/gain-vs-ma
| Metric | GAIN | MA |
|---|---|---|
| Forward yield | 6.23% | 0.52% |
| Annual dividend | $0.96 | $3.48 |
| Payout ratio | 23% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 2.3% | 13.7% |
| 5-yr total return | -8% | 103% |
| Dividend safety score | 80 (A) | 89 (A) |
| Fair value estimate | $23.31 | $499.25 |
| Upside to fair value | +56% | -25% |
| Frequency | monthly | quarterly |
| Market cap | — | $578.5B |
| P/E ratio | 3.6 | 34.7 |
Higher yield
GAIN
6.23%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
GAIN
+56% upside
GAIN vs MA — FAQ
Is GAIN or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). GAIN offers the higher yield (6.23%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GAIN or MA?
GAIN has the higher forward dividend yield at 6.23%, versus 0.52% for MA.
Is GAIN or MA safer?
MA has the higher dividend-safety score (89/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is GAIN or MA better value right now?
As of Nov 5, 2026, GAIN looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.