GROW vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, GROW (U.S. Global Investors, Inc.) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. GROW offers the higher yield at 3.60%, GROW has the higher dividend-safety score, and GROW looks like the better value (its fair-value estimate is 70% above its share price).
Key facts: GROW vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, U.S. Global Investors, Inc. (GROW) has the higher forward dividend yield at 3.60%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades GROW's dividend safety B (73/100) and HBCYF's C (56/100).
- As of Nov 8, 2026, GROW pays out 38% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, GROW's fair-value estimate is 70% above its share price and HBCYF's fair-value estimate is 40% above its share price, so GROW looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GROW vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/grow-vs-hbcyf
| Metric | GROW | HBCYF |
|---|---|---|
| Forward yield | 3.60% | 2.29% |
| Annual dividend | $0.09 | $0.40 |
| Payout ratio | 38% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 21.7% | — |
| 5-yr total return | -52% | 214% |
| Dividend safety score | 73 (B) | 56 (C) |
| Fair value estimate | $4.26 | $24.43 |
| Upside to fair value | +70% | +40% |
| Frequency | monthly | quarterly |
| Market cap | $30.7M | $298.7B |
| P/E ratio | 10.4 | 11.4 |
Higher yield
GROW
3.60%
Safer dividend
GROW
Grade B
Faster growth
GROW
21.7%
Better value
GROW
+70% upside
GROW vs HBCYF — FAQ
Is GROW or HBCYF a better dividend stock?
On the data, GROW wins more head-to-head categories (4 vs 2). GROW offers the higher yield (3.60%), while GROW has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GROW or HBCYF?
GROW has the higher forward dividend yield at 3.60%, versus 2.29% for HBCYF.
Is GROW or HBCYF safer?
GROW has the higher dividend-safety score (73/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is GROW or HBCYF better value right now?
As of Nov 8, 2026, GROW looks like the better value: its fair-value estimate is 70% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.
