SmarterDividends

GROW vs HBCYF: Which Is the Better Dividend Stock?

As of Nov 8, 2026, GROW (U.S. Global Investors, Inc.) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. GROW offers the higher yield at 3.60%, GROW has the higher dividend-safety score, and GROW looks like the better value (its fair-value estimate is 70% above its share price).

Key facts: GROW vs HBCYF

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, U.S. Global Investors, Inc. (GROW) has the higher forward dividend yield at 3.60%, versus 2.29% for HSBC Holdings plc (HBCYF).
  • As of Nov 8, 2026, SmarterDividends grades GROW's dividend safety B (73/100) and HBCYF's C (56/100).
  • As of Nov 8, 2026, GROW pays out 38% of its earnings as dividends and HBCYF pays out 54%.
  • As of Nov 8, 2026, GROW's fair-value estimate is 70% above its share price and HBCYF's fair-value estimate is 40% above its share price, so GROW looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "GROW vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/grow-vs-hbcyf

MetricGROWHBCYF
Forward yield3.60%2.29%
Annual dividend$0.09$0.40
Payout ratio38%54%
Years of growth0 yr0 yr
5-yr dividend growth21.7%—
5-yr total return-52%214%
Dividend safety score73 (B)56 (C)
Fair value estimate$4.26$24.43
Upside to fair value+70%+40%
Frequencymonthlyquarterly
Market cap$30.7M$298.7B
P/E ratio10.411.4

Higher yield

GROW

3.60%

Safer dividend

GROW

Grade B

Faster growth

GROW

21.7%

Better value

GROW

+70% upside

GROW vs HBCYF — FAQ

Is GROW or HBCYF a better dividend stock?

On the data, GROW wins more head-to-head categories (4 vs 2). GROW offers the higher yield (3.60%), while GROW has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, GROW or HBCYF?

GROW has the higher forward dividend yield at 3.60%, versus 2.29% for HBCYF.

Is GROW or HBCYF safer?

GROW has the higher dividend-safety score (73/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.

Is GROW or HBCYF better value right now?

As of Nov 8, 2026, GROW looks like the better value: its fair-value estimate is 70% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.