SmarterDividends

GSBD vs MA: Which Is the Better Dividend Stock?

As of Oct 23, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GSBD offers the higher yield at 16.19%, MA has the higher dividend-safety score, and GSBD looks like the better value (its fair-value estimate is 63% above its share price).

Key facts: GSBD vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 23, 2026, Goldman Sachs BDC, Inc. (GSBD) has the higher forward dividend yield at 16.19%, versus 0.55% for Mastercard Incorporated (MA).
  • As of Oct 23, 2026, SmarterDividends grades GSBD's dividend safety D (47/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 23, 2026, GSBD has raised its dividend for 0 consecutive years and MA for 14.
  • As of Oct 23, 2026, GSBD pays out 265% of its earnings as dividends and MA pays out 18%.
  • As of Oct 23, 2026, GSBD's fair-value estimate is 63% above its share price and MA's fair-value estimate is 25% below its share price, so GSBD looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "GSBD vs MA: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/gsbd-vs-ma

MetricGSBDMA
Forward yield16.19%0.55%
Annual dividend$1.41$3.48
Payout ratio265%18%
Years of growth0 yr14 yr
5-yr dividend growth-9.8%13.7%
5-yr total return-54%96%
Dividend safety score47 (D)89 (A)
Fair value estimate$14.22$474.95
Upside to fair value+63%-25%
Frequencyquarterlyquarterly
Market cap$980.5M$554.7B
P/E ratio16.834.2

Higher yield

GSBD

16.19%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

GSBD

+63% upside

GSBD vs MA — FAQ

Is GSBD or MA a better dividend stock?

On the data, MA wins more head-to-head categories (6 vs 2). GSBD offers the higher yield (16.19%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, GSBD or MA?

GSBD has the higher forward dividend yield at 16.19%, versus 0.55% for MA.

Is GSBD or MA safer?

MA has the higher dividend-safety score (89/100 vs 47/100), reflecting stronger payout coverage and dividend-growth history.

Is GSBD or MA better value right now?

As of Oct 23, 2026, GSBD looks like the better value: its fair-value estimate is 63% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.