GSBD vs MA: Which Is the Better Dividend Stock?
As of Oct 23, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GSBD offers the higher yield at 16.19%, MA has the higher dividend-safety score, and GSBD looks like the better value (its fair-value estimate is 63% above its share price).
Key facts: GSBD vs MA
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, Goldman Sachs BDC, Inc. (GSBD) has the higher forward dividend yield at 16.19%, versus 0.55% for Mastercard Incorporated (MA).
- As of Oct 23, 2026, SmarterDividends grades GSBD's dividend safety D (47/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 23, 2026, GSBD has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 23, 2026, GSBD pays out 265% of its earnings as dividends and MA pays out 18%.
- As of Oct 23, 2026, GSBD's fair-value estimate is 63% above its share price and MA's fair-value estimate is 25% below its share price, so GSBD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GSBD vs MA: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/gsbd-vs-ma
| Metric | GSBD | MA |
|---|---|---|
| Forward yield | 16.19% | 0.55% |
| Annual dividend | $1.41 | $3.48 |
| Payout ratio | 265% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -9.8% | 13.7% |
| 5-yr total return | -54% | 96% |
| Dividend safety score | 47 (D) | 89 (A) |
| Fair value estimate | $14.22 | $474.95 |
| Upside to fair value | +63% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $980.5M | $554.7B |
| P/E ratio | 16.8 | 34.2 |
Higher yield
GSBD
16.19%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
GSBD
+63% upside
GSBD vs MA — FAQ
Is GSBD or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). GSBD offers the higher yield (16.19%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GSBD or MA?
GSBD has the higher forward dividend yield at 16.19%, versus 0.55% for MA.
Is GSBD or MA safer?
MA has the higher dividend-safety score (89/100 vs 47/100), reflecting stronger payout coverage and dividend-growth history.
Is GSBD or MA better value right now?
As of Oct 23, 2026, GSBD looks like the better value: its fair-value estimate is 63% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.
