SmarterDividends

GUT-PC vs HBCYF: Which Is the Better Dividend Stock?

As of Nov 8, 2026, GUT-PC (The Gabelli Utility Trust) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. GUT-PC offers the higher yield at 6.83%, GUT-PC has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).

Key facts: GUT-PC vs HBCYF

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, The Gabelli Utility Trust (GUT-PC) has the higher forward dividend yield at 6.83%, versus 2.29% for HSBC Holdings plc (HBCYF).
  • As of Nov 8, 2026, SmarterDividends grades GUT-PC's dividend safety A (84/100) and HBCYF's C (56/100).
  • As of Nov 8, 2026, GUT-PC's fair-value estimate is 10% above its share price and HBCYF's fair-value estimate is 40% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "GUT-PC vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/gut-pc-vs-hbcyf

MetricGUT-PCHBCYF
Forward yield6.83%2.29%
Annual dividend$1.34$0.40
Payout ratio—54%
Years of growth0 yr0 yr
5-yr dividend growth-0.0%—
5-yr total return-24%214%
Dividend safety score84 (A)56 (C)
Fair value estimate$21.57$24.43
Upside to fair value+10%+40%
Frequencyquarterlyquarterly
Market cap—$298.7B
P/E ratio32.711.4

Higher yield

GUT-PC

6.83%

Safer dividend

GUT-PC

Grade A

Faster growth

GUT-PC

-0.0%

Better value

HBCYF

+40% upside

GUT-PC vs HBCYF — FAQ

Is GUT-PC or HBCYF a better dividend stock?

On the data, GUT-PC wins more head-to-head categories (3 vs 2). GUT-PC offers the higher yield (6.83%), while GUT-PC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, GUT-PC or HBCYF?

GUT-PC has the higher forward dividend yield at 6.83%, versus 2.29% for HBCYF.

Is GUT-PC or HBCYF safer?

GUT-PC has the higher dividend-safety score (84/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.

Is GUT-PC or HBCYF better value right now?

As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For GUT-PC, its fair-value estimate is 10% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.