HBCYF vs IIF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, HBCYF and IIF are closely matched. IIF offers the higher yield at 8.65%, HBCYF has the higher dividend-safety score, and IIF looks like the better value (its fair-value estimate is 149% above its share price).
Key facts: HBCYF vs IIF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Morgan Stanley India Investment Fund, Inc. (IIF) has the higher forward dividend yield at 8.65%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and IIF's D (44/100).
- As of Nov 8, 2026, HBCYF pays out 54% of its earnings as dividends and IIF pays out 184%.
- As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and IIF's fair-value estimate is 149% above its share price, so IIF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs IIF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-iif
| Metric | HBCYF | IIF |
|---|---|---|
| Forward yield | 2.29% | 8.65% |
| Annual dividend | $0.40 | $1.99 |
| Payout ratio | 54% | 184% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | 246.1% |
| 5-yr total return | 214% | -12% |
| Dividend safety score | 56 (C) | 44 (D) |
| Fair value estimate | $24.43 | $57.10 |
| Upside to fair value | +40% | +149% |
| Frequency | quarterly | annual |
| Market cap | $298.7B | $215.4M |
| P/E ratio | 11.4 | — |
Higher yield
IIF
8.65%
Safer dividend
HBCYF
Grade C
Faster growth
IIF
246.1%
Better value
IIF
+149% upside
HBCYF vs IIF — FAQ
Is HBCYF or IIF a better dividend stock?
HBCYF and IIF are closely matched. IIF has the higher yield; HBCYF scores better on safety.
Which has a higher dividend yield, HBCYF or IIF?
IIF has the higher forward dividend yield at 8.65%, versus 2.29% for HBCYF.
Is HBCYF or IIF safer?
HBCYF has the higher dividend-safety score (56/100 vs 44/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or IIF better value right now?
As of Nov 8, 2026, IIF looks like the better value: its fair-value estimate is 149% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.