SmarterDividends

HBCYF vs MPA: Which Is the Better Dividend Stock?

As of Nov 13, 2026, HBCYF (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. MPA offers the higher yield at 5.62%, HBCYF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 37% above its share price).

Key facts: HBCYF vs MPA

Data as of · Source: SmarterDividends data

  • As of Nov 13, 2026, BlackRock MuniYield Pennsylvania Quality Fund (MPA) has the higher forward dividend yield at 5.62%, versus 2.24% for HSBC Holdings plc (HBCYF).
  • As of Nov 13, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and MPA's C (53/100).
  • By SmarterDividends' count as of Nov 13, 2026, HBCYF has raised its dividend for 0 consecutive years and MPA for 2.
  • As of Nov 13, 2026, HBCYF pays out 54% of its earnings as dividends and MPA pays out 63%.
  • As of Nov 13, 2026, HBCYF's fair-value estimate is 37% above its share price and MPA's fair-value estimate is 28% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HBCYF vs MPA: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/hbcyf-vs-mpa

MetricHBCYFMPA
Forward yield2.24%5.62%
Annual dividend$0.40$0.57
Payout ratio54%63%
Years of growth0 yr2 yr
5-yr dividend growth—4.7%
5-yr total return214%-37%
Dividend safety score56 (C)53 (C)
Fair value estimate$24.43$12.99
Upside to fair value+37%+28%
Frequencyquarterlymonthly
Market cap$305.3B$131.8M
P/E ratio11.89.8

Higher yield

MPA

5.62%

Safer dividend

HBCYF

Grade C

Faster growth

MPA

4.7%

Better value

HBCYF

+37% upside

HBCYF vs MPA — FAQ

Is HBCYF or MPA a better dividend stock?

On the data, HBCYF wins more head-to-head categories (4 vs 3). MPA offers the higher yield (5.62%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HBCYF or MPA?

MPA has the higher forward dividend yield at 5.62%, versus 2.24% for HBCYF.

Is HBCYF or MPA safer?

HBCYF has the higher dividend-safety score (56/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.

Is HBCYF or MPA better value right now?

As of Nov 13, 2026, HBCYF looks like the better value: its fair-value estimate is 37% above its share price (undervalued). For MPA, its fair-value estimate is 28% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.