HBCYF vs MS: Which Is the Better Dividend Stock?
As of Oct 29, 2026, MS (Morgan Stanley) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 4.37%, MS has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 58% above its share price).
Key facts: HBCYF vs MS
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, HSBC Holdings plc (HBCYF) has the higher forward dividend yield at 4.37%, versus 2.46% for Morgan Stanley (MS).
- As of Oct 29, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and MS's A (82/100).
- By SmarterDividends' count as of Oct 29, 2026, HBCYF has raised its dividend for 0 consecutive years and MS for 12.
- As of Oct 29, 2026, HBCYF pays out 54% of its earnings as dividends and MS pays out 32%.
- As of Oct 29, 2026, HBCYF's fair-value estimate is 58% above its share price and MS's fair-value estimate is 15% below its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs MS: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/hbcyf-vs-ms
| Metric | HBCYF | MS |
|---|---|---|
| Forward yield | 4.37% | 2.46% |
| Annual dividend | $0.75 | $4.60 |
| Payout ratio | 54% | 32% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | — | 22.4% |
| 5-yr total return | 217% | 89% |
| Dividend safety score | 56 (C) | 82 (A) |
| Fair value estimate | $27.51 | $160.88 |
| Upside to fair value | +58% | -15% |
| Frequency | quarterly | quarterly |
| Market cap | $297.4B | $297.6B |
| P/E ratio | 11.4 | 15.1 |
Higher yield
HBCYF
4.37%
Safer dividend
MS
Grade A
Faster growth
MS
22.4%
Better value
HBCYF
+58% upside
HBCYF vs MS — FAQ
Is HBCYF or MS a better dividend stock?
On the data, MS wins more head-to-head categories (4 vs 3). HBCYF offers the higher yield (4.37%), while MS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or MS?
HBCYF has the higher forward dividend yield at 4.37%, versus 2.46% for MS.
Is HBCYF or MS safer?
MS has the higher dividend-safety score (82/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or MS better value right now?
As of Oct 29, 2026, HBCYF looks like the better value: its fair-value estimate is 58% above its share price (undervalued). For MS, its fair-value estimate is 15% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.