HBCYF vs MUFG: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MUFG (Mitsubishi UFJ Financial Group, Inc.) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. MUFG offers the higher yield at 2.57%, MUFG has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: HBCYF vs MUFG
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Mitsubishi UFJ Financial Group, Inc. (MUFG) has the higher forward dividend yield at 2.57%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and MUFG's C (63/100).
- As of Nov 8, 2026, HBCYF pays out 54% of its earnings as dividends and MUFG pays out 35%.
- As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and MUFG's fair-value estimate is 1% below its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs MUFG: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-mufg
| Metric | HBCYF | MUFG |
|---|---|---|
| Forward yield | 2.29% | 2.57% |
| Annual dividend | $0.40 | $0.54 |
| Payout ratio | 54% | 35% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | — | 18.3% |
| 5-yr total return | 214% | 326% |
| Dividend safety score | 56 (C) | 63 (C) |
| Fair value estimate | $24.43 | $20.85 |
| Upside to fair value | +40% | -1% |
| Frequency | quarterly | semiannual |
| Market cap | $298.7B | $236.0B |
| P/E ratio | 11.4 | 13.7 |
Higher yield
MUFG
2.57%
Safer dividend
MUFG
Grade C
Faster growth
MUFG
18.3%
Better value
HBCYF
+40% upside
HBCYF vs MUFG — FAQ
Is HBCYF or MUFG a better dividend stock?
On the data, MUFG wins more head-to-head categories (6 vs 1). MUFG offers the higher yield (2.57%), while MUFG has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or MUFG?
MUFG has the higher forward dividend yield at 2.57%, versus 2.29% for HBCYF.
Is HBCYF or MUFG safer?
MUFG has the higher dividend-safety score (63/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or MUFG better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For MUFG, its fair-value estimate is 1% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.