HBCYF vs MYI: Which Is the Better Dividend Stock?
As of Nov 8, 2026, HBCYF and MYI are closely matched. MYI offers the higher yield at 6.47%, MYI has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: HBCYF vs MYI
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, BlackRock MuniYield Quality Fund III, Inc. (MYI) has the higher forward dividend yield at 6.47%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and MYI's C (59/100).
- As of Nov 8, 2026, HBCYF pays out 54% of its earnings as dividends and MYI pays out 79%.
- As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and MYI's fair-value estimate is 34% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs MYI: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-myi
| Metric | HBCYF | MYI |
|---|---|---|
| Forward yield | 2.29% | 6.47% |
| Annual dividend | $0.40 | $0.67 |
| Payout ratio | 54% | 79% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | 3.7% |
| 5-yr total return | 214% | -30% |
| Dividend safety score | 56 (C) | 59 (C) |
| Fair value estimate | $24.43 | $13.74 |
| Upside to fair value | +40% | +34% |
| Frequency | quarterly | monthly |
| Market cap | $298.7B | $1.3B |
| P/E ratio | 11.4 | 12.3 |
Higher yield
MYI
6.47%
Safer dividend
MYI
Grade C
Faster growth
MYI
3.7%
Better value
HBCYF
+40% upside
HBCYF vs MYI — FAQ
Is HBCYF or MYI a better dividend stock?
HBCYF and MYI are closely matched. MYI has the higher yield; MYI scores better on safety.
Which has a higher dividend yield, HBCYF or MYI?
MYI has the higher forward dividend yield at 6.47%, versus 2.29% for HBCYF.
Is HBCYF or MYI safer?
MYI has the higher dividend-safety score (59/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or MYI better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For MYI, its fair-value estimate is 34% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.