HBCYF vs NPCT: Which Is the Better Dividend Stock?
As of Nov 13, 2026, HBCYF (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. NPCT offers the higher yield at 11.89%, HBCYF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 37% above its share price).
Key facts: HBCYF vs NPCT
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Nuveen Core Plus Impact Fund (NPCT) has the higher forward dividend yield at 11.89%, versus 2.24% for HSBC Holdings plc (HBCYF).
- As of Nov 13, 2026, SmarterDividends grades HBCYF's dividend safety C (65/100) and NPCT's D (45/100).
- By SmarterDividends' count as of Nov 13, 2026, HBCYF has raised its dividend for 0 consecutive years and NPCT for 2.
- As of Nov 13, 2026, HBCYF pays out 54% of its earnings as dividends and NPCT pays out 191%.
- As of Nov 13, 2026, HBCYF's fair-value estimate is 37% above its share price and NPCT's fair-value estimate is 10% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs NPCT: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/hbcyf-vs-npct
| Metric | HBCYF | NPCT |
|---|---|---|
| Forward yield | 2.24% | 11.89% |
| Annual dividend | $0.40 | $1.07 |
| Payout ratio | 54% | 191% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | — | — |
| 5-yr total return | 221% | -51% |
| Dividend safety score | 65 (C) | 45 (D) |
| Fair value estimate | $24.43 | $9.90 |
| Upside to fair value | +37% | +10% |
| Frequency | quarterly | monthly |
| Market cap | $305.3B | $259.7M |
| P/E ratio | 11.8 | 14.1 |
Higher yield
NPCT
11.89%
Safer dividend
HBCYF
Grade C
Faster growth
HBCYF
—
Better value
HBCYF
+37% upside
HBCYF vs NPCT — FAQ
Is HBCYF or NPCT a better dividend stock?
On the data, HBCYF wins more head-to-head categories (4 vs 3). NPCT offers the higher yield (11.89%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or NPCT?
NPCT has the higher forward dividend yield at 11.89%, versus 2.24% for HBCYF.
Is HBCYF or NPCT safer?
HBCYF has the higher dividend-safety score (65/100 vs 45/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or NPCT better value right now?
As of Nov 13, 2026, HBCYF looks like the better value: its fair-value estimate is 37% above its share price (undervalued). For NPCT, its fair-value estimate is 10% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.