HBCYF vs NPV: Which Is the Better Dividend Stock?
As of Nov 13, 2026, NPV (Nuveen Virginia Quality Municipal Income Fund) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. NPV offers the higher yield at 7.66%, HBCYF has the higher dividend-safety score, and NPV looks like the better value (its fair-value estimate is 140% above its share price).
Key facts: HBCYF vs NPV
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Nuveen Virginia Quality Municipal Income Fund (NPV) has the higher forward dividend yield at 7.66%, versus 2.24% for HSBC Holdings plc (HBCYF).
- As of Nov 13, 2026, SmarterDividends grades HBCYF's dividend safety C (65/100) and NPV's C (51/100).
- By SmarterDividends' count as of Nov 13, 2026, HBCYF has raised its dividend for 0 consecutive years and NPV for 2.
- As of Nov 13, 2026, HBCYF pays out 54% of its earnings as dividends and NPV pays out 70%.
- As of Nov 13, 2026, HBCYF's fair-value estimate is 37% above its share price and NPV's fair-value estimate is 140% above its share price, so NPV looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs NPV: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/hbcyf-vs-npv
| Metric | HBCYF | NPV |
|---|---|---|
| Forward yield | 2.24% | 7.66% |
| Annual dividend | $0.40 | $0.74 |
| Payout ratio | 54% | 70% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | — | 8.4% |
| 5-yr total return | 221% | -43% |
| Dividend safety score | 65 (C) | 51 (C) |
| Fair value estimate | $24.43 | $23.11 |
| Upside to fair value | +37% | +140% |
| Frequency | quarterly | monthly |
| Market cap | $305.3B | $188.6M |
| P/E ratio | 11.8 | 8.3 |
Higher yield
NPV
7.66%
Safer dividend
HBCYF
Grade C
Faster growth
NPV
8.4%
Better value
NPV
+140% upside
HBCYF vs NPV — FAQ
Is HBCYF or NPV a better dividend stock?
On the data, NPV wins more head-to-head categories (4 vs 3). NPV offers the higher yield (7.66%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or NPV?
NPV has the higher forward dividend yield at 7.66%, versus 2.24% for HBCYF.
Is HBCYF or NPV safer?
HBCYF has the higher dividend-safety score (65/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or NPV better value right now?
As of Nov 13, 2026, NPV looks like the better value: its fair-value estimate is 140% above its share price (undervalued). For HBCYF, its fair-value estimate is 37% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.