HBCYF vs OZKAP: Which Is the Better Dividend Stock?
As of Nov 8, 2026, OZKAP (Bank OZK) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. OZKAP offers the higher yield at 7.88%, OZKAP has the higher dividend-safety score, and OZKAP looks like the better value (its fair-value estimate is 66% above its share price).
Key facts: HBCYF vs OZKAP
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Bank OZK (OZKAP) has the higher forward dividend yield at 7.88%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and OZKAP's B (77/100).
- As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and OZKAP's fair-value estimate is 66% above its share price, so OZKAP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs OZKAP: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-ozkap
| Metric | HBCYF | OZKAP |
|---|---|---|
| Forward yield | 2.29% | 7.88% |
| Annual dividend | $0.40 | $1.16 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | — |
| 5-yr total return | 214% | -40% |
| Dividend safety score | 56 (C) | 77 (B) |
| Fair value estimate | $24.43 | $24.33 |
| Upside to fair value | +40% | +66% |
| Frequency | quarterly | quarterly |
| Market cap | $298.7B | — |
| P/E ratio | 11.4 | 3.4 |
Higher yield
OZKAP
7.88%
Safer dividend
OZKAP
Grade B
Faster growth
HBCYF
—
Better value
OZKAP
+66% upside
HBCYF vs OZKAP — FAQ
Is HBCYF or OZKAP a better dividend stock?
On the data, OZKAP wins more head-to-head categories (4 vs 1). OZKAP offers the higher yield (7.88%), while OZKAP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or OZKAP?
OZKAP has the higher forward dividend yield at 7.88%, versus 2.29% for HBCYF.
Is HBCYF or OZKAP safer?
OZKAP has the higher dividend-safety score (77/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or OZKAP better value right now?
As of Nov 8, 2026, OZKAP looks like the better value: its fair-value estimate is 66% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.