SmarterDividends

HBCYF vs TCBI-PB: Which Is the Better Dividend Stock?

As of Nov 8, 2026, TCBI-PB (Texas Capital Bancshares, Inc.) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. TCBI-PB offers the higher yield at 8.26%, TCBI-PB has the higher dividend-safety score, and TCBI-PB looks like the better value (its fair-value estimate is 137% above its share price).

Key facts: HBCYF vs TCBI-PB

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, Texas Capital Bancshares, Inc. (TCBI-PB) has the higher forward dividend yield at 8.26%, versus 2.29% for HSBC Holdings plc (HBCYF).
  • As of Nov 8, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and TCBI-PB's B (79/100).
  • As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and TCBI-PB's fair-value estimate is 137% above its share price, so TCBI-PB looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HBCYF vs TCBI-PB: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-tcbi-pb

MetricHBCYFTCBI-PB
Forward yield2.29%8.26%
Annual dividend$0.40$1.44
Payout ratio54%—
Years of growth0 yr0 yr
5-yr dividend growth——
5-yr total return214%-33%
Dividend safety score56 (C)79 (B)
Fair value estimate$24.43$41.32
Upside to fair value+40%+137%
Frequencyquarterlyquarterly
Market cap$298.7B—
P/E ratio11.4—

Higher yield

TCBI-PB

8.26%

Safer dividend

TCBI-PB

Grade B

Faster growth

HBCYF

—

Better value

TCBI-PB

+137% upside

HBCYF vs TCBI-PB — FAQ

Is HBCYF or TCBI-PB a better dividend stock?

On the data, TCBI-PB wins more head-to-head categories (4 vs 1). TCBI-PB offers the higher yield (8.26%), while TCBI-PB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HBCYF or TCBI-PB?

TCBI-PB has the higher forward dividend yield at 8.26%, versus 2.29% for HBCYF.

Is HBCYF or TCBI-PB safer?

TCBI-PB has the higher dividend-safety score (79/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.

Is HBCYF or TCBI-PB better value right now?

As of Nov 8, 2026, TCBI-PB looks like the better value: its fair-value estimate is 137% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.