HRZN vs HSBC: Which Is the Better Dividend Stock?
As of Oct 27, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HRZN offers the higher yield at 18.32%, HSBC has the higher dividend-safety score, and HRZN looks like the better value (its fair-value estimate is 58% above its share price).
Key facts: HRZN vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Horizon Technology Finance Corporation (HRZN) has the higher forward dividend yield at 18.32%, versus 4.11% for HSBC Holdings plc (HSBC).
- As of Oct 27, 2026, SmarterDividends grades HRZN's dividend safety D (43/100) and HSBC's B (72/100).
- As of Oct 27, 2026, HRZN pays out 386% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 27, 2026, HRZN's fair-value estimate is 58% above its share price and HSBC's fair-value estimate is 51% above its share price, so HRZN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HRZN vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/hrzn-vs-hsbc
| Metric | HRZN | HSBC |
|---|---|---|
| Forward yield | 18.32% | 4.11% |
| Annual dividend | $0.72 | $3.75 |
| Payout ratio | 386% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 1.1% | -13.8% |
| 5-yr total return | -77% | 228% |
| Dividend safety score | 43 (D) | 72 (B) |
| Fair value estimate | $6.21 | $137.57 |
| Upside to fair value | +58% | +51% |
| Frequency | monthly | quarterly |
| Market cap | $268.9M | $311.9B |
| P/E ratio | 13.6 | 13.0 |
Higher yield
HRZN
18.32%
Safer dividend
HSBC
Grade B
Faster growth
HRZN
1.1%
Better value
HRZN
+58% upside
HRZN vs HSBC — FAQ
Is HRZN or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 3). HRZN offers the higher yield (18.32%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HRZN or HSBC?
HRZN has the higher forward dividend yield at 18.32%, versus 4.11% for HSBC.
Is HRZN or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 43/100), reflecting stronger payout coverage and dividend-growth history.
Is HRZN or HSBC better value right now?
As of Oct 27, 2026, HRZN looks like the better value: its fair-value estimate is 58% above its share price (undervalued). For HSBC, its fair-value estimate is 51% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.