HSBC vs NFBK: Which Is the Better Dividend Stock?
As of Nov 3, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. HSBC offers the higher yield at 4.37%, NFBK has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 70% above its share price).
Key facts: HSBC vs NFBK
Data as of · Source: SmarterDividends data
- As of Nov 3, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.37%, versus 3.40% for Northfield Bancorp Inc (NFBK).
- As of Nov 3, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and NFBK's B (79/100).
- As of Nov 3, 2026, HSBC pays out 54% of its earnings as dividends and NFBK pays out 400%.
- As of Nov 3, 2026, HSBC's fair-value estimate is 70% above its share price and NFBK's fair-value estimate is 3% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs NFBK: Dividend Yield, Safety & Value Compared," updated Nov 3, 2026, https://smarterdividends.com/compare/hsbc-vs-nfbk
| Metric | HSBC | NFBK |
|---|---|---|
| Forward yield | 4.37% | 3.40% |
| Annual dividend | $3.75 | $0.52 |
| Payout ratio | 54% | 400% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 3.4% |
| 5-yr total return | 209% | — |
| Dividend safety score | 68 (B) | 79 (B) |
| Fair value estimate | $145.65 | $14.92 |
| Upside to fair value | +70% | -3% |
| Frequency | quarterly | quarterly |
| Market cap | $293.8B | $639.4M |
| P/E ratio | 11.2 | 117.8 |
Higher yield
HSBC
4.37%
Safer dividend
NFBK
Grade B
Faster growth
NFBK
3.4%
Better value
HSBC
+70% upside
HSBC vs NFBK — FAQ
Is HSBC or NFBK a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 2). HSBC offers the higher yield (4.37%), while NFBK has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or NFBK?
HSBC has the higher forward dividend yield at 4.37%, versus 3.40% for NFBK.
Is HSBC or NFBK safer?
NFBK has the higher dividend-safety score (79/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or NFBK better value right now?
As of Nov 3, 2026, HSBC looks like the better value: its fair-value estimate is 70% above its share price (undervalued). For NFBK, its fair-value estimate is 3% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.