MA vs NFBK: Which Is the Better Dividend Stock?
As of Nov 3, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. NFBK offers the higher yield at 3.40%, MA has the higher dividend-safety score, and NFBK looks like the better value (its fair-value estimate is 3% below its share price).
Key facts: MA vs NFBK
Data as of · Source: SmarterDividends data
- As of Nov 3, 2026, Northfield Bancorp Inc (NFBK) has the higher forward dividend yield at 3.40%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 3, 2026, SmarterDividends grades MA's dividend safety A (89/100) and NFBK's B (79/100).
- By SmarterDividends' count as of Nov 3, 2026, MA has raised its dividend for 14 consecutive years and NFBK for 0.
- As of Nov 3, 2026, MA pays out 18% of its earnings as dividends and NFBK pays out 400%.
- As of Nov 3, 2026, MA's fair-value estimate is 24% below its share price and NFBK's fair-value estimate is 3% below its share price, so NFBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs NFBK: Dividend Yield, Safety & Value Compared," updated Nov 3, 2026, https://smarterdividends.com/compare/ma-vs-nfbk
| Metric | MA | NFBK |
|---|---|---|
| Forward yield | 0.53% | 3.40% |
| Annual dividend | $3.48 | $0.52 |
| Payout ratio | 18% | 400% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 3.4% |
| 5-yr total return | 103% | — |
| Dividend safety score | 89 (A) | 79 (B) |
| Fair value estimate | $499.25 | $14.92 |
| Upside to fair value | -24% | -3% |
| Frequency | quarterly | quarterly |
| Market cap | $573.3B | $639.4M |
| P/E ratio | 34.4 | 117.8 |
Higher yield
NFBK
3.40%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
NFBK
-3% upside
MA vs NFBK — FAQ
Is MA or NFBK a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). NFBK offers the higher yield (3.40%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or NFBK?
NFBK has the higher forward dividend yield at 3.40%, versus 0.53% for MA.
Is MA or NFBK safer?
MA has the higher dividend-safety score (89/100 vs 79/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or NFBK better value right now?
As of Nov 3, 2026, NFBK looks like the better value: its fair-value estimate is 3% below its share price (fairly valued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.