SmarterDividends

HSBC vs OFS: Which Is the Better Dividend Stock?

As of Oct 27, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. OFS offers the higher yield at 17.28%, HSBC has the higher dividend-safety score.

Key facts: HSBC vs OFS

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, OFS Capital Corporation (OFS) has the higher forward dividend yield at 17.28%, versus 4.11% for HSBC Holdings plc (HSBC).
  • As of Oct 27, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and OFS's D (40/100).
Cite this page

SmarterDividends, "HSBC vs OFS: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/hsbc-vs-ofs

MetricHSBCOFS
Forward yield4.11%17.28%
Annual dividend$3.75$0.68
Payout ratio54%567%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%11.4%
5-yr total return228%-64%
Dividend safety score72 (B)40 (D)
Fair value estimate$137.57—
Upside to fair value+51%—
Frequencyquarterlyquarterly
Market cap$311.9B$53.1M
P/E ratio13.0—

Higher yield

OFS

17.28%

Safer dividend

HSBC

Grade B

Faster growth

OFS

11.4%

HSBC vs OFS — FAQ

Is HSBC or OFS a better dividend stock?

On the data, HSBC wins more head-to-head categories (4 vs 2). OFS offers the higher yield (17.28%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HSBC or OFS?

OFS has the higher forward dividend yield at 17.28%, versus 4.11% for HSBC.

Is HSBC or OFS safer?

HSBC has the higher dividend-safety score (72/100 vs 40/100), reflecting stronger payout coverage and dividend-growth history.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.