HSBC vs OMF: Which Is the Better Dividend Stock?
As of Oct 18, 2026, OMF (OneMain Holdings, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OMF offers the higher yield at 7.51%, OMF has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs OMF
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OneMain Holdings, Inc. (OMF) has the higher forward dividend yield at 7.51%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and OMF's B (76/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and OMF for 3.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and OMF pays out 63%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and OMF's fair-value estimate is 10% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs OMF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-omf
| Metric | HSBC | OMF |
|---|---|---|
| Forward yield | 3.97% | 7.51% |
| Annual dividend | $3.75 | $4.20 |
| Payout ratio | 54% | 63% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | -6.8% |
| 5-yr total return | 242% | 12% |
| Dividend safety score | 72 (B) | 76 (B) |
| Fair value estimate | $135.99 | $61.51 |
| Upside to fair value | +44% | +10% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $6.4B |
| P/E ratio | 13.5 | 8.4 |
Higher yield
OMF
7.51%
Safer dividend
OMF
Grade B
Faster growth
OMF
-6.8%
Better value
HSBC
+44% upside
HSBC vs OMF — FAQ
Is HSBC or OMF a better dividend stock?
On the data, OMF wins more head-to-head categories (5 vs 3). OMF offers the higher yield (7.51%), while OMF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or OMF?
OMF has the higher forward dividend yield at 7.51%, versus 3.97% for HSBC.
Is HSBC or OMF safer?
OMF has the higher dividend-safety score (76/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or OMF better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For OMF, its fair-value estimate is 10% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.