SmarterDividends

HSBC vs PFIS: Which Is the Better Dividend Stock?

As of August 2026, PFIS (Peoples Financial Services Corp.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.60%, PFIS has the higher dividend-safety score, and PFIS trades at the larger discount to fair value (+84%).

MetricHSBCPFIS
Forward yield3.60%3.55%
Annual dividend$3.75$2.49
Payout ratio54%44%
Years of growth0 yr9 yr
5-yr dividend growth-13.8%11.4%
5-yr total return298%54%
Dividend safety score72 (B)94 (A)
Fair value estimate$135.81$129.01
Upside to fair value+30%+84%
Frequencyquarterlyquarterly
Market cap$356.7B$707.1M
P/E ratio14.912.4

Higher yield

HSBC

3.60%

Safer dividend

PFIS

Grade A

Faster growth

PFIS

11.4%

Better value

PFIS

+84% upside

HSBC vs PFIS — FAQ

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