JPM vs PNC: Which Is the Better Dividend Stock?
As of Oct 23, 2026, PNC (The PNC Financial Services Group, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PNC offers the higher yield at 3.55%, PNC has the higher dividend-safety score, and PNC looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: JPM vs PNC
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, The PNC Financial Services Group, Inc. (PNC) has the higher forward dividend yield at 3.55%, versus 1.96% for JPMorgan Chase & Co. (JPM).
- As of Oct 23, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and PNC's A (86/100).
- By SmarterDividends' count as of Oct 23, 2026, JPM has raised its dividend for 15 consecutive years and PNC for 15.
- As of Oct 23, 2026, JPM pays out 26% of its earnings as dividends and PNC pays out 37%.
- As of Oct 23, 2026, JPM's fair-value estimate is 8% above its share price and PNC's fair-value estimate is 46% above its share price, so PNC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs PNC: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/jpm-vs-pnc
| Metric | JPM | PNC |
|---|---|---|
| Forward yield | 1.96% | 3.55% |
| Annual dividend | $6.60 | $8.00 |
| Payout ratio | 26% | 37% |
| Years of growth | 15 yr | 15 yr |
| 5-yr dividend growth | 9.0% | 7.5% |
| 5-yr total return | 109% | 14% |
| Dividend safety score | 82 (A) | 86 (A) |
| Fair value estimate | $364.60 | $328.66 |
| Upside to fair value | +8% | +46% |
| Frequency | quarterly | quarterly |
| Market cap | $893.7B | $90.0B |
| P/E ratio | 14.1 | 11.9 |
Higher yield
PNC
3.55%
Safer dividend
PNC
Grade A
Faster growth
JPM
9.0%
Better value
PNC
+46% upside
JPM vs PNC — FAQ
Is JPM or PNC a better dividend stock?
On the data, PNC wins more head-to-head categories (4 vs 3). PNC offers the higher yield (3.55%), while PNC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or PNC?
PNC has the higher forward dividend yield at 3.55%, versus 1.96% for JPM.
Is JPM or PNC safer?
PNC has the higher dividend-safety score (86/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or PNC better value right now?
As of Oct 23, 2026, PNC looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For JPM, its fair-value estimate is 8% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.