BAC vs PNC: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PNC offers the higher yield at 3.26%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).
| Metric | BAC | PNC |
|---|---|---|
| Forward yield | 2.04% | 3.26% |
| Annual dividend | $1.28 | $8.00 |
| Payout ratio | 26% | 37% |
| Years of growth | 12 yr | 15 yr |
| 5-yr dividend growth | 8.4% | 7.5% |
| 5-yr total return | 48% | 26% |
| Dividend safety score | 86 (A) | 86 (A) |
| Fair value estimate | $90.46 | $338.49 |
| Upside to fair value | +44% | +38% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $98.0B |
| P/E ratio | 14.5 | 13.5 |
Higher yield
PNC
3.26%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+44% upside
BAC vs PNC — FAQ
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