PNC vs V: Which Is the Better Dividend Stock?
As of Oct 23, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PNC offers the higher yield at 3.55%, V has the higher dividend-safety score, and PNC looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: PNC vs V
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, The PNC Financial Services Group, Inc. (PNC) has the higher forward dividend yield at 3.55%, versus 0.65% for Visa Inc. (V).
- As of Oct 23, 2026, SmarterDividends grades PNC's dividend safety A (86/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 23, 2026, PNC has raised its dividend for 15 consecutive years and V for 17.
- As of Oct 23, 2026, PNC pays out 37% of its earnings as dividends and V pays out 22%.
- As of Oct 23, 2026, PNC's fair-value estimate is 46% above its share price and V's fair-value estimate is 26% below its share price, so PNC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "PNC vs V: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/pnc-vs-v
| Metric | PNC | V |
|---|---|---|
| Forward yield | 3.55% | 0.65% |
| Annual dividend | $8.00 | $2.68 |
| Payout ratio | 37% | 22% |
| Years of growth | 15 yr | 17 yr |
| 5-yr dividend growth | 7.5% | 14.9% |
| 5-yr total return | 14% | 111% |
| Dividend safety score | 86 (A) | 93 (A) |
| Fair value estimate | $328.66 | $306.97 |
| Upside to fair value | +46% | -26% |
| Frequency | quarterly | quarterly |
| Market cap | $90.0B | $777.9B |
| P/E ratio | 11.9 | 35.3 |
Higher yield
PNC
3.55%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
PNC
+46% upside
PNC vs V — FAQ
Is PNC or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). PNC offers the higher yield (3.55%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, PNC or V?
PNC has the higher forward dividend yield at 3.55%, versus 0.65% for V.
Is PNC or V safer?
V has the higher dividend-safety score (93/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is PNC or V better value right now?
As of Oct 23, 2026, PNC looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For V, its fair-value estimate is 26% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.