SmarterDividends

MA vs PNC: Which Is the Better Dividend Stock?

As of July 2026, MA and PNC are closely matched. PNC offers the higher yield at 3.16%, MA has the higher dividend-safety score, and PNC trades at the larger discount to fair value (+33%).

MetricMAPNC
Forward yield0.64%3.16%
Annual dividend$3.48$8.00
Payout ratio18%37%
Years of growth14 yr15 yr
5-yr dividend growth13.7%7.5%
5-yr total return57%32%
Dividend safety score89 (A)85 (A)
Fair value estimate$558.71$335.67
Upside to fair value+3%+33%
Frequencyquarterlyquarterly
Market cap$483.7B$99.8B
P/E ratio31.413.9

Higher yield

PNC

3.16%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PNC

+33% upside

MA vs PNC — FAQ

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