MA vs PNC: Which Is the Better Dividend Stock?
As of Oct 23, 2026, MA and PNC are closely matched. PNC offers the higher yield at 3.55%, MA has the higher dividend-safety score, and PNC looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: MA vs PNC
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, The PNC Financial Services Group, Inc. (PNC) has the higher forward dividend yield at 3.55%, versus 0.55% for Mastercard Incorporated (MA).
- As of Oct 23, 2026, SmarterDividends grades MA's dividend safety A (89/100) and PNC's A (86/100).
- By SmarterDividends' count as of Oct 23, 2026, MA has raised its dividend for 14 consecutive years and PNC for 15.
- As of Oct 23, 2026, MA pays out 18% of its earnings as dividends and PNC pays out 37%.
- As of Oct 23, 2026, MA's fair-value estimate is 25% below its share price and PNC's fair-value estimate is 46% above its share price, so PNC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs PNC: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/ma-vs-pnc
| Metric | MA | PNC |
|---|---|---|
| Forward yield | 0.55% | 3.55% |
| Annual dividend | $3.48 | $8.00 |
| Payout ratio | 18% | 37% |
| Years of growth | 14 yr | 15 yr |
| 5-yr dividend growth | 13.7% | 7.5% |
| 5-yr total return | 98% | 14% |
| Dividend safety score | 89 (A) | 86 (A) |
| Fair value estimate | $474.95 | $328.66 |
| Upside to fair value | -25% | +46% |
| Frequency | quarterly | quarterly |
| Market cap | $554.7B | $90.0B |
| P/E ratio | 34.2 | 11.9 |
Higher yield
PNC
3.55%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PNC
+46% upside
MA vs PNC — FAQ
Is MA or PNC a better dividend stock?
MA and PNC are closely matched. PNC has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or PNC?
PNC has the higher forward dividend yield at 3.55%, versus 0.55% for MA.
Is MA or PNC safer?
MA has the higher dividend-safety score (89/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or PNC better value right now?
As of Oct 23, 2026, PNC looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.