SmarterDividends

JPM vs RLI: Which Is the Better Dividend Stock?

As of Oct 30, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JPM offers the higher yield at 1.95%, RLI has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 6% above its share price).

Key facts: JPM vs RLI

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.95%, versus 1.13% for RLI Corp. (RLI).
  • As of Oct 30, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and RLI's A (99/100).
  • By SmarterDividends' count as of Oct 30, 2026, JPM has raised its dividend for 15 consecutive years and RLI for 38.
  • As of Oct 30, 2026, JPM pays out 26% of its earnings as dividends and RLI pays out 16%.
  • As of Oct 30, 2026, JPM's fair-value estimate is 6% above its share price and RLI's fair-value estimate is 48% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "JPM vs RLI: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/jpm-vs-rli

MetricJPMRLI
Forward yield1.95%1.13%
Annual dividend$6.60$0.72
Payout ratio26%16%
Years of growth15 yr38 yr
5-yr dividend growth9.0%5.8%
5-yr total return112%27%
Dividend safety score82 (A)99 (A)
Fair value estimate$364.60$33.35
Upside to fair value+6%-48%
Frequencyquarterlyquarterly
Market cap$912.4B$5.9B
P/E ratio14.415.3

Higher yield

JPM

1.95%

Safer dividend

RLI

Grade A

Faster growth

JPM

9.0%

Better value

JPM

+6% upside

JPM vs RLI — FAQ

Is JPM or RLI a better dividend stock?

On the data, JPM wins more head-to-head categories (5 vs 3). JPM offers the higher yield (1.95%), while RLI has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, JPM or RLI?

JPM has the higher forward dividend yield at 1.95%, versus 1.13% for RLI.

Is JPM or RLI safer?

RLI has the higher dividend-safety score (99/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.

Is JPM or RLI better value right now?

As of Oct 30, 2026, JPM looks like the better value: its fair-value estimate is 6% above its share price (fairly valued). For RLI, its fair-value estimate is 48% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.