SmarterDividends

RLI vs V: Which Is the Better Dividend Stock?

As of Oct 30, 2026, RLI and V are closely matched. RLI offers the higher yield at 1.13%, RLI has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 25% below its share price).

Key facts: RLI vs V

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, RLI Corp. (RLI) has the higher forward dividend yield at 1.13%, versus 0.67% for Visa Inc. (V).
  • As of Oct 30, 2026, SmarterDividends grades RLI's dividend safety A (99/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 30, 2026, RLI has raised its dividend for 38 consecutive years and V for 17.
  • As of Oct 30, 2026, RLI pays out 16% of its earnings as dividends and V pays out 22%.
  • As of Oct 30, 2026, RLI's fair-value estimate is 48% below its share price and V's fair-value estimate is 25% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "RLI vs V: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/rli-vs-v

MetricRLIV
Forward yield1.13%0.67%
Annual dividend$0.72$2.68
Payout ratio16%22%
Years of growth38 yr17 yr
5-yr dividend growth5.8%14.9%
5-yr total return27%113%
Dividend safety score99 (A)93 (A)
Fair value estimate$33.35$306.97
Upside to fair value-48%-25%
Frequencyquarterlyquarterly
Market cap$5.9B$767.3B
P/E ratio15.333.3

Higher yield

RLI

1.13%

Safer dividend

RLI

Grade A

Faster growth

V

14.9%

Better value

V

-25% upside

RLI vs V — FAQ

Is RLI or V a better dividend stock?

RLI and V are closely matched. RLI has the higher yield; RLI scores better on safety.

Which has a higher dividend yield, RLI or V?

RLI has the higher forward dividend yield at 1.13%, versus 0.67% for V.

Is RLI or V safer?

RLI has the higher dividend-safety score (99/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.

Is RLI or V better value right now?

As of Oct 30, 2026, V looks like the better value: its fair-value estimate is 25% below its share price (overvalued). For RLI, its fair-value estimate is 48% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.