MS vs RLI: Which Is the Better Dividend Stock?
As of June 2026, MS and RLI are closely matched. MS offers the higher yield at 1.87%, RLI has the higher dividend-safety score, and RLI trades at the larger discount to fair value (+35%).
| Metric | MS | RLI |
|---|---|---|
| Forward yield | 1.87% | 1.32% |
| Annual dividend | $4.00 | $0.72 |
| Payout ratio | 36% | 15% |
| Years of growth | 12 yr | 38 yr |
| 5-yr dividend growth | 22.4% | 5.9% |
| 5-yr total return | 133% | 4% |
| Dividend safety score | 80 (A) | 96 (A) |
| Fair value estimate | $283.58 | $73.38 |
| Upside to fair value | +32% | +35% |
| Frequency | quarterly | quarterly |
| Market cap | $337.6B | $5.0B |
| P/E ratio | 19.4 | 12.7 |
Higher yield
MS
1.87%
Safer dividend
RLI
Grade A
Faster growth
MS
22.4%
Better value
RLI
+35% upside
MS vs RLI — FAQ
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.