BAC vs RLI: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and RLI are closely matched. BAC offers the higher yield at 2.52%, RLI has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs RLI
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 1.13% for RLI Corp. (RLI).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and RLI's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and RLI for 38.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and RLI pays out 16%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and RLI's fair-value estimate is 48% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs RLI: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-rli
| Metric | BAC | RLI |
|---|---|---|
| Forward yield | 2.52% | 1.13% |
| Annual dividend | $1.28 | $0.72 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 38 yr |
| 5-yr dividend growth | 8.4% | 5.8% |
| 5-yr total return | 12% | 27% |
| Dividend safety score | 87 (A) | 99 (A) |
| Fair value estimate | $63.43 | $33.35 |
| Upside to fair value | +24% | -48% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $5.9B |
| P/E ratio | 12.2 | 15.3 |
Higher yield
BAC
2.52%
Safer dividend
RLI
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs RLI — FAQ
Is BAC or RLI a better dividend stock?
BAC and RLI are closely matched. BAC has the higher yield; RLI scores better on safety.
Which has a higher dividend yield, BAC or RLI?
BAC has the higher forward dividend yield at 2.52%, versus 1.13% for RLI.
Is BAC or RLI safer?
RLI has the higher dividend-safety score (99/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or RLI better value right now?
As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For RLI, its fair-value estimate is 48% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.