MA vs NIM: Which Is the Better Dividend Stock?
As of Nov 13, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. NIM offers the higher yield at 3.88%, MA has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 23% below its share price).
Key facts: MA vs NIM
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Nuveen Select Maturities Municipal Fund (NIM) has the higher forward dividend yield at 3.88%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 13, 2026, SmarterDividends grades MA's dividend safety A (89/100) and NIM's C (58/100).
- By SmarterDividends' count as of Nov 13, 2026, MA has raised its dividend for 14 consecutive years and NIM for 3.
- As of Nov 13, 2026, MA pays out 18% of its earnings as dividends and NIM pays out 90%.
- As of Nov 13, 2026, MA's fair-value estimate is 23% below its share price and NIM's fair-value estimate is 47% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs NIM: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/ma-vs-nim
| Metric | MA | NIM |
|---|---|---|
| Forward yield | 0.53% | 3.88% |
| Annual dividend | $3.48 | $0.35 |
| Payout ratio | 18% | 90% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | 1.0% |
| 5-yr total return | 107% | -16% |
| Dividend safety score | 89 (A) | 58 (C) |
| Fair value estimate | $499.25 | $4.78 |
| Upside to fair value | -23% | -47% |
| Frequency | quarterly | monthly |
| Market cap | $568.5B | $111.6M |
| P/E ratio | 34.1 | 23.0 |
Higher yield
NIM
3.88%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
-23% upside
MA vs NIM — FAQ
Is MA or NIM a better dividend stock?
On the data, MA wins more head-to-head categories (7 vs 1). NIM offers the higher yield (3.88%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or NIM?
NIM has the higher forward dividend yield at 3.88%, versus 0.53% for MA.
Is MA or NIM safer?
MA has the higher dividend-safety score (89/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or NIM better value right now?
As of Nov 13, 2026, MA looks like the better value: its fair-value estimate is 23% below its share price (overvalued). For NIM, its fair-value estimate is 47% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.