SmarterDividends

MA vs NIM: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. NIM offers the higher yield at 3.93%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+2%).

MetricMANIM
Forward yield0.62%3.93%
Annual dividend$3.48$0.35
Payout ratio18%90%
Years of growth14 yr3 yr
5-yr dividend growth13.7%1.0%
5-yr total return68%-17%
Dividend safety score88 (A)62 (C)
Fair value estimate$574.22$5.59
Upside to fair value+2%-37%
Frequencyquarterlymonthly
Market cap$491.5B$109.6M
P/E ratio30.923.2

Higher yield

NIM

3.93%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+2% upside

MA vs NIM — FAQ

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