MA vs PHK: Which Is the Better Dividend Stock?
As of Oct 23, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PHK offers the higher yield at 14.12%, MA has the higher dividend-safety score, and PHK looks like the better value (its fair-value estimate is 66% above its share price).
Key facts: MA vs PHK
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, PIMCO High Income Fund (PHK) has the higher forward dividend yield at 14.12%, versus 0.55% for Mastercard Incorporated (MA).
- As of Oct 23, 2026, SmarterDividends grades MA's dividend safety A (89/100) and PHK's C (61/100).
- By SmarterDividends' count as of Oct 23, 2026, MA has raised its dividend for 14 consecutive years and PHK for 0.
- As of Oct 23, 2026, MA pays out 18% of its earnings as dividends and PHK pays out 120%.
- As of Oct 23, 2026, MA's fair-value estimate is 25% below its share price and PHK's fair-value estimate is 66% above its share price, so PHK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs PHK: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/ma-vs-phk
| Metric | MA | PHK |
|---|---|---|
| Forward yield | 0.55% | 14.12% |
| Annual dividend | $3.48 | $0.58 |
| Payout ratio | 18% | 120% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -2.1% |
| 5-yr total return | 96% | -32% |
| Dividend safety score | 89 (A) | 61 (C) |
| Fair value estimate | $474.95 | $6.79 |
| Upside to fair value | -25% | +66% |
| Frequency | quarterly | monthly |
| Market cap | $554.7B | $763.7M |
| P/E ratio | 34.2 | 8.5 |
Higher yield
PHK
14.12%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PHK
+66% upside
MA vs PHK — FAQ
Is MA or PHK a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). PHK offers the higher yield (14.12%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or PHK?
PHK has the higher forward dividend yield at 14.12%, versus 0.55% for MA.
Is MA or PHK safer?
MA has the higher dividend-safety score (89/100 vs 61/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or PHK better value right now?
As of Oct 23, 2026, PHK looks like the better value: its fair-value estimate is 66% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.