MA vs PTY: Which Is the Better Dividend Stock?
As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PTY offers the higher yield at 12.13%, MA has the higher dividend-safety score, and PTY trades at the larger discount to fair value (+37%).
| Metric | MA | PTY |
|---|---|---|
| Forward yield | 0.60% | 12.13% |
| Annual dividend | $3.48 | $1.43 |
| Payout ratio | 18% | 106% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -1.8% |
| 5-yr total return | 67% | -36% |
| Dividend safety score | 87 (A) | 59 (C) |
| Fair value estimate | $641.25 | $16.09 |
| Upside to fair value | +10% | +37% |
| Frequency | quarterly | monthly |
| Market cap | $525.5B | $2.5B |
| P/E ratio | 31.9 | 8.7 |
Higher yield
PTY
12.13%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PTY
+37% upside
MA vs PTY — FAQ
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