SmarterDividends

MA vs RF-PF: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. RF-PF offers the higher yield at 6.86%, MA has the higher dividend-safety score, and RF-PF trades at the larger discount to fair value (+46%).

MetricMARF-PF
Forward yield0.64%6.86%
Annual dividend$3.48$1.74
Payout ratio18%
Years of growth14 yr1 yr
5-yr dividend growth13.7%
5-yr total return57%
Dividend safety score89 (A)67 (B)
Fair value estimate$558.71$36.86
Upside to fair value+3%+46%
Frequencyquarterlyquarterly
Market cap$483.7B
P/E ratio31.4

Higher yield

RF-PF

6.86%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

RF-PF

+46% upside

MA vs RF-PF — FAQ

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