MA vs RLTY: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. RLTY offers the higher yield at 8.88%, MA has the higher dividend-safety score, and RLTY looks like the better value (its fair-value estimate is 91% above its share price).
Key facts: MA vs RLTY
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Cohen & Steers Real Estate Opportunities & Income Fund (RLTY) has the higher forward dividend yield at 8.88%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RLTY's B (73/100).
- By SmarterDividends' count as of Nov 5, 2026, MA has raised its dividend for 14 consecutive years and RLTY for 0.
- As of Nov 5, 2026, MA pays out 18% of its earnings as dividends and RLTY pays out 56%.
- As of Nov 5, 2026, MA's fair-value estimate is 25% below its share price and RLTY's fair-value estimate is 91% above its share price, so RLTY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs RLTY: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ma-vs-rlty
| Metric | MA | RLTY |
|---|---|---|
| Forward yield | 0.52% | 8.88% |
| Annual dividend | $3.48 | $1.32 |
| Payout ratio | 18% | 56% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 103% | -29% |
| Dividend safety score | 89 (A) | 73 (B) |
| Fair value estimate | $499.25 | $28.03 |
| Upside to fair value | -25% | +91% |
| Frequency | quarterly | monthly |
| Market cap | $578.5B | $246.0M |
| P/E ratio | 34.7 | 6.2 |
Higher yield
RLTY
8.88%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
RLTY
+91% upside
MA vs RLTY — FAQ
Is MA or RLTY a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). RLTY offers the higher yield (8.88%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or RLTY?
RLTY has the higher forward dividend yield at 8.88%, versus 0.52% for MA.
Is MA or RLTY safer?
MA has the higher dividend-safety score (89/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or RLTY better value right now?
As of Nov 5, 2026, RLTY looks like the better value: its fair-value estimate is 91% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.