SmarterDividends

MA vs RNST: Which Is the Better Dividend Stock?

As of Oct 31, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RNST offers the higher yield at 2.40%, RNST has the higher dividend-safety score, and RNST looks like the better value (its fair-value estimate is 30% above its share price).

Key facts: MA vs RNST

Data as of · Source: SmarterDividends data

  • As of Oct 31, 2026, Renasant Corporation (RNST) has the higher forward dividend yield at 2.40%, versus 0.55% for Mastercard Incorporated (MA).
  • As of Oct 31, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RNST's A (98/100).
  • By SmarterDividends' count as of Oct 31, 2026, MA has raised its dividend for 14 consecutive years and RNST for 1.
  • As of Oct 31, 2026, MA pays out 18% of its earnings as dividends and RNST pays out 27%.
  • As of Oct 31, 2026, MA's fair-value estimate is 24% below its share price and RNST's fair-value estimate is 30% above its share price, so RNST looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MA vs RNST: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/ma-vs-rnst

MetricMARNST
Forward yield0.55%2.40%
Annual dividend$3.48$0.96
Payout ratio18%27%
Years of growth14 yr1 yr
5-yr dividend growth13.7%0.2%
5-yr total return103%10%
Dividend safety score89 (A)98 (A)
Fair value estimate$483.05$51.99
Upside to fair value-24%+30%
Frequencyquarterlyquarterly
Market cap$555.8B$3.6B
P/E ratio35.111.1

Higher yield

RNST

2.40%

Safer dividend

RNST

Grade A

Faster growth

MA

13.7%

Better value

RNST

+30% upside

MA vs RNST — FAQ

Is MA or RNST a better dividend stock?

On the data, MA wins more head-to-head categories (5 vs 3). RNST offers the higher yield (2.40%), while RNST has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MA or RNST?

RNST has the higher forward dividend yield at 2.40%, versus 0.55% for MA.

Is MA or RNST safer?

RNST has the higher dividend-safety score (98/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is MA or RNST better value right now?

As of Oct 31, 2026, RNST looks like the better value: its fair-value estimate is 30% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.