MA vs RVRF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. RVRF offers the higher yield at 2.00%, MA has the higher dividend-safety score, and RVRF looks like the better value (its fair-value estimate is 2% below its share price).
Key facts: MA vs RVRF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, River Financial Corporation (RVRF) has the higher forward dividend yield at 2.00%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 8, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RVRF's B (75/100).
- By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and RVRF for 2.
- As of Nov 8, 2026, MA pays out 18% of its earnings as dividends and RVRF pays out 16%.
- As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and RVRF's fair-value estimate is 2% below its share price, so RVRF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs RVRF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-rvrf
| Metric | MA | RVRF |
|---|---|---|
| Forward yield | 0.53% | 2.00% |
| Annual dividend | $3.48 | $1.00 |
| Payout ratio | 18% | 16% |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 107% | 87% |
| Dividend safety score | 89 (A) | 75 (B) |
| Fair value estimate | $499.25 | $48.98 |
| Upside to fair value | -24% | -2% |
| Frequency | quarterly | annual |
| Market cap | $568.6B | $390.6M |
| P/E ratio | 34.2 | 8.0 |
Higher yield
RVRF
2.00%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
RVRF
-2% upside
MA vs RVRF — FAQ
Is MA or RVRF a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 3). RVRF offers the higher yield (2.00%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or RVRF?
RVRF has the higher forward dividend yield at 2.00%, versus 0.53% for MA.
Is MA or RVRF safer?
MA has the higher dividend-safety score (89/100 vs 75/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or RVRF better value right now?
As of Nov 8, 2026, RVRF looks like the better value: its fair-value estimate is 2% below its share price (fairly valued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.