MA vs TD: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TD offers the higher yield at 2.50%, MA has the higher dividend-safety score, and TD looks like the better value (its fair-value estimate is 2% below its share price).
Key facts: MA vs TD
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, The Toronto-Dominion Bank (TD) has the higher forward dividend yield at 2.50%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades MA's dividend safety A (89/100) and TD's C (65/100).
- By SmarterDividends' count as of Nov 5, 2026, MA has raised its dividend for 14 consecutive years and TD for 0.
- As of Nov 5, 2026, MA pays out 18% of its earnings as dividends and TD pays out 46%.
- As of Nov 5, 2026, MA's fair-value estimate is 25% below its share price and TD's fair-value estimate is 2% below its share price, so TD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs TD: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ma-vs-td
| Metric | MA | TD |
|---|---|---|
| Forward yield | 0.52% | 2.50% |
| Annual dividend | $3.48 | $3.21 |
| Payout ratio | 18% | 46% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 5.2% |
| 5-yr total return | 103% | 73% |
| Dividend safety score | 89 (A) | 65 (C) |
| Fair value estimate | $499.25 | $124.38 |
| Upside to fair value | -25% | -2% |
| Frequency | quarterly | quarterly |
| Market cap | $578.5B | $206.4B |
| P/E ratio | 34.7 | 18.7 |
Higher yield
TD
2.50%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
TD
-2% upside
MA vs TD — FAQ
Is MA or TD a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). TD offers the higher yield (2.50%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or TD?
TD has the higher forward dividend yield at 2.50%, versus 0.52% for MA.
Is MA or TD safer?
MA has the higher dividend-safety score (89/100 vs 65/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or TD better value right now?
As of Nov 5, 2026, TD looks like the better value: its fair-value estimate is 2% below its share price (fairly valued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.